Analisis Dampak Adopsi Embedded Finance dan Disiplin Keuangan terhadap Arus Kas UMKM Perdagangan di Jawa Tengah. Jurnal Multidisiplin West Science, [S. l.], v. 5, n. 04, p. 471–482, 2026. DOI: 10.58812/jmws.v5i04.3332. Disponível em: https://wnj.westsciences.com/index.php/jmws/article/view/3332. Acesso em: 4 mei. 2026.