1.
The Effect of Credit Disbursement Effectiveness on Profitability: The Moderating Role of Non-Performing Loans in PNM’s Mekaar Program (2016–2024). JEKWS [Internet]. 2026 Jan. 31 [cited 2026 Feb. 4];4(01):30-9. Available from: https://wnj.westsciences.com/index.php/jekws/article/view/3115