The Effect of Credit Disbursement Effectiveness on Profitability: The Moderating Role of Non-Performing Loans in PNM’s Mekaar Program (2016–2024). Jurnal Ekonomi dan Kewirausahaan West Science, [S. l.], v. 4, n. 01, p. 30–39, 2026. DOI: 10.58812/jekws.v4i01.3115. Disponível em: https://wnj.westsciences.com/index.php/jekws/article/view/3115. Acesso em: 4 feb. 2026.