Teknologi Keuangan dan Inklusi Keuangan UMKM: Peran Moderasi Infrastruktur Digital di Wilayah Kepulauan. Jurnal Ekonomi dan Kewirausahaan West Science, [S. l.], v. 4, n. 01, p. 19–29, 2026. DOI: 10.58812/jekws.v4i01.3113. Disponível em: https://wnj.westsciences.com/index.php/jekws/article/view/3113. Acesso em: 4 feb. 2026.