“Digital Transformation Dynamics: A Comprehensive Analysis of Financial Climate Risk and Leverage on Digital Asset Performance in the Fintech Ecosystem”. Jurnal Bisnis dan Manajemen West Science 4, no. 01 (Desember 16, 2024): 8–20. Diakses Maret 22, 2026. https://wnj.westsciences.com/index.php/jbmws/article/view/1776.